THRIVE EXPRESS

Thrive Express Package (6-Month Intensive Plan) The Express Package is our most intensive credit restoration solution—designed for maximum results in a six-month window. This package includes four full credit sweeps, followed by a dedicated inquiry removal package and ongoing efforts to eliminate collections, late payments, inquiries, and other negative items. Ideal for clients who are all-in and ready to accelerate their path to powerful credit recovery.

$825

THRIVE ROADMAP

Thrive Roadmap Package (Mid-Level 6-Month Plan) The Roadmap Package delivers a powerful credit repair journey for those needing a deep clean with a balanced approach. Over six months, you’ll receive three full credit sweeps, plus targeted removal of collections, late payments, inquiries, and other negative items. This package also includes a second inquiry removal and a second late payment method, providing even more firepower to help you restore and rebuild your credit with confidence.

$750

THRIVE RECHARGE PLAN

Thrive Recharge Plan (120-Day Plan) Perfect for clients who prefer a slower, steady approach to credit repair. The Recharge Plan includes one comprehensive sweep over a 90-day period, focusing on the removal of collections, charge-offs, inquiries, and late payments. It’s an ideal option for maintaining progress without pressure, while still working toward stronger credit health.

$450

THRIVE PATHWAY

Thrive Pathway Package (6-Month Deep-Clean Plan) Our most comprehensive and premium package, the Pathway Package is designed for full credit restoration from the ground up. Over six months, you'll receive three full credit sweeps, followed by targeted removal of any remaining late payments, collections, inquiries, and other negative items. This entry-level deep-clean package is ideal for those serious about a complete credit transformation and long-term success.

$650

THRIVE BOOST PLAN

Thrive Boost Plan (120-Day Plan) The Boost Plan is perfect for clients ready to balance credit repair and rebuilding over a 120-day period. This package includes one full sweep, targeted removal of collections, charge-offs, late payments, and hard inquiries. It’s designed to support steady growth while actively strengthening your credit profile with proven strategies and rebuild guidance.

$500

THRIVE POWER PLAN

Thrive PowerPlan (120-Day High-Impact Plan) The PowerPlan is built for clients seeking faster, more aggressive results. This high-impact package includes two full credit sweeps within a 120-day window, targeting rapid removal of negative items. After both sweeps, we continue working on any remaining collections, late payments, and inquiries to maximize your credit restoration. Ideal for those serious about achieving big credit goals—fast.

$600

THRIVE FAST TRACK

Thrive Fast Track (Accelerated 90-Day Plan) Perfect for clients pursuing major goals like homeownership or auto financing, the Fast Track delivers accelerated results through 2–3 rounds of aggressive disputes. Targeting collections, charge-offs, late payments, and more, this package also includes priority client support and a personalized credit-building roadmap to fast-track your financial milestones.

$450

THRIVE MOMENTUM TRACK

Thrive Momentum Track (90-Day Plan) Ideal for those facing moderate credit challenges, this package is designed to create consistent, steady progress. It includes two dispute rounds across all three credit bureaus, targeting negative items like collections, charge-offs, and late payments. Inquiry removal is also included, along with ongoing support to keep your credit journey on track.

$350

THRIVE STARTER PACK

Beginner Credit Boost Package (3-Month Plan) Perfect for those just starting their credit journey. This introductory package provides essential credit repair services and expert guidance over a 90-day period to help you build a solid foundation. We’ll handle the disputes, monitor your progress, and set you up for long-term credit success.

$300

Doorway To Dreams

A full strategy to get you mortgage ready. (Up to 6 months), we aggressively dispute negatives, show you exactly what to build, what to pay, and what to leave alone. You’ll get custom reports, monthly updates, and expert guidance based on real underwriting standards.

$799

No Credit Check

Most customers with low credit scores often have to compromise or delay their purchases, which usually worsens their situation in the long run. Denefits doesn't require any credit checks and instantly approves 95% of customers.

Denefits is like a catch-all for customers who don't qualify for traditional financing or have other financial barriers.

Quick Approvals

Each customer wants to be treated with utmost importance and dignity. When you take away the fear of being rejected because of your credit score, you'll feel less anxious and become a loyal customer.

With Denefits complete payment plans software, you can rest assured you will get approved, and begin a journey of improving your credit scores.

Build Your Credit

Once a customer is on a Denefits contract, Denefits reports customers' payment activities to the credit bureaus, helping them improve their credit scores. Denefits does not work like traditional lending, where most applicants get rejected because of their credit scores.

Denefits help you afford the products or services you need while contributing to your creditworthiness.